Daniel Okafor
Mortgage Broker · TrueNorth Mortgage Co.
Midtown Toronto advisor for first-time buyers, renewals, investors, and newcomers. Book a free consult and bring your questions — all of them.
Book a consult with Daniel →
Mortgage broker · Midtown Toronto
A clear path to your front door.
TrueNorth Mortgage Co. compares options across lenders and explains every number in plain language — so you choose with confidence, not pressure.
Daniel Okafor, Mortgage Broker — your advisor from first call to keys.
1280 Yonge St, Midtown Toronto Mon–Fri · 9 AM – 6 PM Licensed broker · No-pressure advice
How we help
Mortgage help, without the jargon
Every path starts with a free, no-pressure conversation. Tap any service to see exactly what is included.
Not sure where you fit?
Most clients start with a 30-minute call. Tell us where you are — we will map the next step together.
Mortgage calculator
See your monthly payment, live
Move the numbers and watch the payment update instantly — calculated the Canadian way, with semi-annual compounding.
20.0% of price · Mortgage of $680,000
Example rate only — your rate depends on your file.
Payment frequency
Monthly · 300 payments
Estimated monthly payment
$3,874.02
- Total interest over 25 years
- $482,205
- Total cost of mortgage
- $1,162,205
- Principal borrowed
- $680,000
Principal 59%Interest 41%
Estimate only — not a quote or approval. Payments exclude property tax, heat, and insurance where applicable. Your numbers are attached to your booking so Daniel can review them before your call.
Meet your broker
Daniel Okafor — advice first, paperwork second
Daniel started TrueNorth Mortgage Co. in midtown Toronto with one rule: explain every number until it makes sense. No jargon, no pressure, no surprises at closing.
As an independent broker, TrueNorth compares options across many lenders and recommends the fit — not the quota. First home, renewal, rental property, or a brand-new start in Canada: you get a plan you can read in one sitting.
2016
Est.
900+
Families guided home
1–2 days
Typical pre-approval reply
Independent & on your side
We work for you, not for one lender. That means honest comparisons — including the option to stay exactly where you are.
Numbers before decisions
Run your own scenario in the calculator, then bring it to your consult — we will review it together, line by line.
Where we work
Neighbourhoods we serve
Gallery
Toronto homes, Toronto guidance
Client stories
Toronto buyers, in their words
Questions, answered
Before you book
How does a mortgage broker get paid?
In most cases, the lender pays the broker a finder's fee — your consultation and application cost you nothing. If a fee ever applies to your situation, we explain it in writing before you commit to anything.
What do I need for a pre-approval?
Typically: photo ID, recent pay stubs or an employment letter, a notice of assessment, and bank statements showing your down payment. Book a consult and we will send you a short, exact checklist for your situation.
When should I start my renewal?
About 120 days before your renewal date. That gives us time to compare your options properly — and starting early costs nothing, even if you end up staying with your current lender.
I am new to Canada. Can I buy a home?
Many newcomers can — the path depends on your work permit or residency status, how long you have been here, and your down payment. That is exactly what the Newcomer to Canada consult is for: a realistic timeline, in plain language.
Is the calculator a quote?
No — the calculator is an estimate only, using an example rate and the standard Canadian payment formula. It is a planning tool, not a quote or an approval. Your consult turns estimates into real numbers for your file.
Book a consultation
Book your free consult
Pick a time and tell us what you are planning. Phone is the fastest way to reach us — most consults start as a friendly 30-minute call.